In the subsistence economy, this means: securing women's access to land, credit and other productive resources, in both law and practice; investing in the extension and popularization of appropriate labour-saving technologies; and including women producers as full partners in new institutions (cooperatives, credit unions, and the like), and in rural development strategies. In the formal sector, steps are required to break down sex-segregated labour markets and gender-biased wage systems. Planners need to be aware of the macro-economic and family-level costs of discrimination against women in the market place.