Name(s):
Risk of damage to premises
Destruction of property
Criminal property damage
Uncontrolled property damage
Nature
The damaging or destruction of property through the intention of a person or persons or through an act of nature. Intentional destruction of property is distinguished from theft by the fact that the person is none the richer for his injustice: he has taken nothing that can be returned.
Claim
Matter will be damaged in direct proportion to its value.