Moral risk to creditors

Nature 
Term used by creditors to oppose debt rescheduling or debt relief to one debtor on the grounds that it may encourage other debtors to behave imprudently to secure similar concessions.
Counter-claim 
The term is not used (at least by creditors) in respect of fraudulent loans or human hardships imposed by full debt servicing.
Aggravated by 
Strategy(ies) 
Type 
(F) Fuzzy exceptional problems