Lack of individualism in capitalist systems

Capitalism claims to give the individual the greatest opportunity for developing his or her capabilities, and yet the creation of an artificial class, the bourgeoisie, to whom wealth accumulates, precludes the development of individual capabilities among the majority of people. This majority does not control the means of production, nor the price of exchange, and is at the mercy of employers and speculators. As science and technology develop machinery which can replace the labour force, the majority are pushed out of work and are unable to afford goods and services. This sharpens instability and class consciousness.
(D) Detailed problems